Minimum Salary Salary Transfer Islamic Finance Maximum Term Flat Rate Reducing Rate
Bank of Bahrain and Kuwait - Consumer Loan Bank of Bahrain and Kuwait - Consumer Loan Minimum Salary: BHD 200 Salary Transfer: No Islamic Finance: No Maximum Term: 7 Years Flat Rate: 3.5% Reducing Rate: 6.3%
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Consumer Loans.Make your wishes a Brighter reality.

At BBK, we believe in providing financing that caters to a wide range of needs, because we understand that everyone has a different reason for borrowing. Keeping this in mind, we have made our consumer loans flexible enough to cater to your individual goals and requirements.

The BBK Consumer Loan is a medium term loan granted to individuals for a fixed period of time to meet their finance requirements for purposes such as, home renovation, furnishing, medical treatment, travel … etc.

Features & Benefits:
  • Minimum Salary required BHD 200
  • Easy application and speedy approval process
  • Flexible loan repayment terms of up to 7 years
  • Option to defer monthly payment as needed
  • Convenient automatic payment deduction from your account
  • Competitive interest rates
  • Loan protection insurance
Eligibility:
  • Both salaried and self-employed individuals
  • All nationalities resident in Bahrain are eligible (residence permit valid for a minimum of 3 months)
  • Salaried individuals must be between 21 and 55 years of age
  • Self-employed individuals must be between 25 and 55 years of age
  • Minimum monthly salary of BD 200
Documents required:
  • Original salary certificate
  • Letter of undertaking for salary transfer and for non-Bahrainis indemnity, or a third-party guarantee
  • Non-BBK customers must provide bank statements (last 3 months)
  • Last pay slip
  • Original CPR/Smart Card & passport
Representative example:

If you borrow BHD 10,000 over 3 years at a Representative APR of 4.6% fixed and an annual interest rate of 4.6% you would pay:

Payment per month – BHD 297.50 | Total charge for credit – BHD 710 | Total amount you repay – BHD 10,710

Please note, the actual rate applied to your loan will depend on your circumstances.
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest flat rate on the product. This is not the APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The calculated Annual Percentage Rate(APR) is determined using the annual interest rate on the product plus fees and other costs. The APR is useful when comparing two or more products with different interest rates and fee structures.
Representative Example Calculator
State Bank of India (Bahrain) - Personal Loan
Minimum Salary
BHD 800
Flat Rate
3.75%
Ithmaar Bank - Personal Finance
Minimum Salary
BHD 400
Flat Rate
2.89%
BisB Tasheel Personal Finance
Minimum Salary
BHD 300
Flat Rate
3.0%
Khaleeji Commercial Bank - Personal Finance
Minimum Salary
BHD 300
Flat Rate
3.0%